Are you having difficulty finding insurance for your home because it is located in a “high risk brush area?”
You are not alone, most insurance companies do not write insurance in high risk areas.
Your home may be considered high risk if it is not within 5 miles of a full time fire department or there is no access to water (fire hydrant, water tank or canal).
Other factors such as history of wildfires in the area, the construction of the home, the type of roof and distance of brush or trees from the home may also be of concern. Even homes in newly developed “safe areas” may not be acceptable to many insurance companies.
At Silverstein Insurance Services, we have companies that are willing to write these risks.
Many of the companies that write this kind of “risk” will charge much higher rates than that of a standard risk.
Give us the opportunity to find the coverage for you.